Welcome to Loonie-Back. These Terms of Service ("Terms") govern your access to and use of our website, tools, content, and promotional breakdowns. By browsing or utilizing this platform, you acknowledge that you have read, understood, and agree to be legally bound by these conditions.
If you do not agree with any part of these Terms, you must immediately cease all access and use of Loonie-Back.
Important Disclaimer Summary
Loonie-Back is an independent informational and comparison platform. We do not process direct monetary cash-back payouts, manage corporate credit accounts, or issue independent financial products. All specific platform actions occur on our third-party merchant partners' portals.
1. Permitted Website Use & Eligibility
Loonie-Back grants you a limited, non-exclusive, non-transferable, and revocable license to access our content strictly for personal, non-commercial purposes. You must be at least 13 years old to use this website independently (or the corresponding legal minimum age in your specific Canadian province).
You explicitly agree not to use this platform to:
- Scrape, copy, or redistribute our written content, software data reviews, or Genius Ratings without express written authorization.
- Engage in any automated script executions or activities that disrupt the platform’s performance.
- Falsely misrepresent your affiliation with Team Loonie.
2. Intellectual Property Rights
All text, custom visuals, brand logos, layouts, graphic styles, interfaces, and content design featured on Loonie-Back are the property of Loonie-Back and protected under Canadian and international copyright, trademark, and intellectual property frameworks.
Third-party corporate product names, brand identities, and commercial logos (such as Rakuten, Capital One Shopping, Swagbucks, etc.) remain the exclusive property of their respective owners. Their mention on our platform serves strictly descriptive, journalistic comparison purposes.
3. Affiliate Links & External Third-Party Networks
Our content includes curated outbound affiliate links. When clicking through to external cash-back applications, software systems, or registration portals, you will be redirected outside Loonie-Back’s operational jurisdiction.
We explicitly emphasize that Loonie-Back does not verify, manage, endorse, or guarantee the dynamic cash-back percentages, terms of promotion, or fulfillment capabilities of these external platforms. Any issue arising from an external tracking transaction, delayed payment, or missing reward must be resolved directly with that merchant’s customer care channel.
4. No Warranties & Limitation of Liability
All comparative information, data points, review metrics, and financial estimations on Loonie-Back are provided on an "as-is" and "as-available" baseline for general education and review purposes only. While Team Loonie works tirelessly to keep data points current (such as minimum payouts or welcome bonuses), financial conditions change dynamically.
Loonie-Back, its operators, or affiliates shall not under any framework be held liable for direct, indirect, incidental, consequential, or punitive damages resulting from your reliance on site information, user tracking errors, or merchant policy exclusions.
5. Governing Law & Jurisdiction
These Terms of Service and your relationship with Loonie-Back shall be governed exclusively by the laws of the **Province of New Brunswick** and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any legal challenge or action must be filed strictly within courts located in Dieppe, New Brunswick.
6. Changes to These Terms
We reserve the absolute right to amend, update, or completely rewrite sections of these Terms of Service at any given time. The "Last Updated" timestamp at the top of the page will indicate when modifications take effect. Your continued interaction with Loonie-Back following changes signifies automatic legal acceptance of the updated criteria.